A frenzy of foreclosures and a bad economy ignited the fear of more arson here and around the country.

In 2007, when the foreclosure crisis hit, insurers and fire safety officials warned it might lead desperate owners to torch their homes, hoping to collect an insurance check and to avoid the crippling emotional and financial burn of foreclosure.

Likewise, some feared the jobless _ facing mounting bills and more debt _ might look to arson as a way out, even if not facing foreclosure.

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